100th Blog Post: Saying Yes, to Getting the Monkey off Your Back!

Get the Monkey off your back!

This blog started January 1st, 2017 as my third blog over the last 7 years.  I started my first blog as a journal of my life, that turned into teacher stuff, observational comedy, my kids lives and activities, and personal finances.  The second blog was more of a learning experience, and seeing how cheap I could blog and how to try to make a little money.  At Monkey Free Me I am trying to bring it all together.  I have my ads you see that pay for the $120 a year it takes to run this blog site, and if you use anything in the freebies section, or buy my favorite books posted on here, I can earn a little kick back.

I also found in those years of writing I really loved writing about money more than anything else.  I also found that writing about money as a teacher was a weird concept for many people.  Teachers are seen as poor people who don’t get paid for their expensive degrees, and they are all drowning in debt.  I never saw it that way at all.  I had no debt, because of my scholarships, got paid a great wage that covered all my low bills, and I was able to save from the beginning of my teaching career.  I started to realize that after a few years of teaching that I was the richest guy in the teacher work room most of the time at age 26-27.  I talked to people, listened to their stories, and realized most didn’t change their ways because no told them there was another way.  I always knew I could be a millionaire as a teacher from day one, and never believed the poor teacher mantra.  This gave me an advantage and a message that I tried to put out there.

Starting teacher pay in my district is $52,500 coming right out of college today, and if you have no debt and you still live like a college kid, you can bank a lot of money in your first few years of teaching with a plan to save and be rich.  I started out my career with a wife and one kid.  I was married in college and upon graduation we had our first child.  I still managed to save  $10,000, 13 years ago, in my first teaching year with a $32,000 salary, living like I was still in college and taking on no extra debt.  Today, you can save even more with the huge salaries being offered around here.  Debt is the monkey on your back and misinformation is another big monkey I see people struggling with.  The general public is confused about investing, saving, budgeting, and how little it takes to build up wealth.  I’m here to help you get that monkey off your back and free you from your personal monkeys that keep trying to pop up in your life.

So, what does the future of Monkey Free Me look like?  I’m not totally sure, but I am teaching,  I am frugal, and I am still saving and investing, so I guess I can keep writing about my adventures with finances, and ways to help motivate others to get their finances in order.  I will continue to fight misinformation about the wealth building opportunities for teacher across America, and hopefully the dialogue will change one day that teachers have many options to build wealth (IRA’s, 403b, 457b, etc.).  So, keep reading and checking out what I have in store as I stick to my weekly schedule of at least one post every Sunday.  Thanks for reading and if you enjoy what you read here spread the word to others in social media or word of mouth or whatever.  Lets all work together to educate the world on how to build wealth better.



Add yours →

  1. You have a winning attitude so I know you’ll be a success plus you are really helping change lives which is pretty cool. I went the other route, I was such a math and science nerd, and got a higher paying chemical engineering degree but I spent the first half of my career teaching young engineers on my team how to be great at their jobs so in effect I considered myself a teacher of sorts and feel like I also got some of that life changing good karma from it. I also loved my job right up until I retired slightly early and now I love this life of side gigging, blogging, hobbies and volunteering. I agree that financial independence is almost automatic for people that live within their means and take advantage of the retirement and investing opportunities available and that it is well within the reach of teachers. One of my three grown kids is a college educator, one is an engineer and one is an MD. There is a spread of incomes but they all are on their way to financial independence because they understand the money math and can control their spending. Also two of them are in the public sector and they have benefits far better than I had working for a private corporation and that offsets pay differences quite a bit.


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